Student Loans

Quad City Bank & Trust has partnered with Iowa Student Loan to offer private loans to help you pay for college as well as refinance existing student loans. As an Iowa nonprofit and the state’s student loan experts, Iowa Student Loan offers competitively priced loans.*

  • The Partnership Advance Education Loan (Partnership Loan) and College Family Loan were created to help you pay college costs while you are or your student is in school. With these loans, you know what you’re getting before you apply as all terms and conditions, including credit score requirements for specific rates, are provided upfront.
    • The Partnership Loan is for students and their cosigners.
    • The College Family Loan is for parents, family members and others who wish to borrow on behalf of a student.
  • The Reset Refinance Loan (Reset Loan) can help you simplify repayment or pay lower interest costs on existing student loans after college. Find the rates and payments you qualify for by completing their online pre-qualification tool to see how you could benefit.

These loans are subject to credit approval.
 

The Partnership Loan and College Family Loan:

  • Provides terms and conditions upfront, so you know what you’re getting before you apply.
  • Features variable and fixed interest rates.
  • Lets you begin making principal and interest, make interest-only payments or defer payments while you attend school.
  • Offers benefits such as an interest rate reduction and cosigner release.

Learn More and Apply

 

The Reset Loan:

The Reset Loan lets you refinance or combine existing student loans into one new loan. This may help you if you have student loans with higher interest rates or are making payments to a number of different servicers.

The Reset Loan features:

  • Competitive fixed interest rates.
  • Three different repayment terms.
  • An interest rate reduction benefit.

Refinance and Application Information

 

Tools and Tips to Help Minimize Borrowing

Take advantage of Iowa Student Loan’s smart borrowing resources while planning for college and before applying for student loans to:

  • Avoid overborrowing.
  • Explore jobs and potential earnings for graduates of specific majors.
  • Estimate total college costs for four years of undergraduate students.
     

Tips

  • Before applying for a private loan, be sure to complete the FAFSA, or Free Application for Federal Student Aid, first. The first step in applying for financial aid, which includes federal student loans, is completing the Free Application for Federal Student Aid (FAFSA).
  • You should also work with our college financial aid office to explore and exhaust all sources of student financial aid before seeking a private student loan.
     

About Iowa Student Loan.
Iowa Student Loan was established in 1979 as a private, nonprofit corporation, and its mission is to help Iowa students and families obtain the resources necessary to succeed in postsecondary education.

* Quad City Bank & Trust is compensated by Iowa Student Loan for the referral of Partnership and Reset Loan customers.